Ready-made solution for banks and processing centres that offer e-commerce services for acquirers or plastic card issuers.
Result
System features for acquirers
Processing of internet payments by the vendor with help of payment form without access of the vendor to card details and also with the help of the direct SOAP interface;
Authentication of user cards via 3D Secure technology (Merchant Plugin Interface);
Control of payment condition via graphic interface.
System features for issuers
Authentication of cards via 3D Secure (Access Control Server) technology;
Control of payment conditions via graphic interface;
Management of registered card status (is 3D Secure permitted).
Expanded system functionality
Tokenization;
Original Credits;
Refunds;
Partial reversals and deposits;
Subscriptions, rebilling, recurring;
Regimes SMS and DMS;
Disputing operations notification;
Fraud operations notification;
Integration support with external MPI modules;
Possibility of parallel work with several banks;
Multi-language of user interface.
System components
Cards Remote Services CORE – core of the system responsible for storage and processing of all data;
Host Security Module – hardware solution for encryption, translation and other cryptographic operations operations;
Cards Remote Services GUI – web application, communicating with CRS CORE via SOAP protocol. Ensures convenient graphic web-interface for Cards Remote Services for users of three categories: Vendors, bank employees, payment card holders.
Card Remote Services SOAP – ensures secure integration of system Cards Remote Services and external systems.